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Financial Inclusion Solutions

Borrower Mobile PortalAI Loan OfficerAlternative Credit ScorerWorkflow AutomationImpact Dashboard

A user friendly app for loan applications, repayment tracking, and digital statements.

An intelligent agent that guides borrowers through the application process and answers FAQ.

An engine that uses utility bills, mobile usage, and psychometric data to build scores.

Sync loan data directly with core banking systems and mobile money gateways.

Track the social impact of loans, including business growth and community development metrics.

The Friction Point

Micro finance institutions face high operational costs and difficulty assessing creditworthiness without traditional collateral.

High Manual Overhead

Paper heavy loan applications and field visits drive up administrative costs per dollar lent.

Inaccurate Risk Profile

Lack of formal credit history makes it difficult to distinguish reliable borrowers.

Collection Latency

Fragmented repayment tracking leading to delayed follow ups and higher default rates.

Lean Capital, Smart Distribution.

We build a digital financial layer that uses alternative data points to automate the entire lending lifecycle.

  • Alternative Data Credit Scoring
  • Automated KYC & Onboarding
  • Smart Collection Workflows

Portfolio Dashboard

Real time visibility into PAR (Portfolio at Risk), disbursement rates, and repayment trends.

E Verification Engine

Automated document verification and biometrics to onboard borrowers in minutes.

Risk Analytics

AI models that predict potential defaults by analyzing behavioral and transaction patterns.

Key Benefits

Scalable financial services for a more inclusive economy.

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Faster Disbursements

Reduce loan approval times from weeks to minutes with automated underwriting.

Lower Default Rates

Use machine learning to identify high risk applicants before the loan is issued.

Reduced Admin Costs

Automate routine data entry and communication, allowing for smaller, profitable loans.

Omnichannel Access

Reach borrowers via mobile apps, SMS, or web portals for seamless interaction.

Automated Compliance

Real time reporting for regulatory audits and anti money laundering (AML) checks.

Smart Reminders

AI triggered nudges via WhatsApp or SMS to ensure timely repayments.

Micro Finance Digital Solutions

Powerful tools for high impact financial lending.

Industry Focus

Borrower Mobile Portal

A user friendly app for loan applications, repayment tracking, and digital statements.

Industry Focus

AI Loan Officer

An intelligent agent that guides borrowers through the application process and answers FAQ.

Industry Focus

Alternative Credit Scorer

An engine that uses utility bills, mobile usage, and psychometric data to build scores.

Industry Focus

Workflow Automation

Sync loan data directly with core banking systems and mobile money gateways.

Industry Focus

Impact Dashboard

Track the social impact of loans, including business growth and community development metrics.

Financial Inclusion in Action

Quantifiable success for micro lending institutions.

Case Study 01

Lending Scale

A rural lender increased its loan portfolio by 40% while reducing manual paperwork by 60%.

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Case Study 02

Risk Mitigation

Integrated AI credit scoring reduced non performing loans (NPLs) by 15% within the first year.

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Scale Your Impact

Talk to our fintech specialists about automating your micro finance operations.

micro finance Industry Solutions | Devisgon